8 CONSIDERATIONS FOR THE FIRST TIME HOME BUYER
July 15, 2019
Previous
Next
I want to see rates
Welcome
With mortgage rules are constantly changing, you need a guide to get you through the mortgage maze!
Lean on my years of experience helping clients with financing solutions in the Castlegar, Nelson and surrounding Kootenay area!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
1.45%
Current prime rate is
2.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 3.04%
- $475.30
- 2.79%
- $462.54
- $12.76
-
- 1 Year
- 2.79%
- $462.54
- 1.84%
- $415.77
- $46.77
-
- 2 Years
- 2.94%
- $470.17
- 1.54%
- $401.59
- $68.59
-
- 3 Years
- 3.49%
- $498.74
- 1.54%
- $401.59
- $97.16
-
- 4 Years
- 3.74%
- $512.02
- 1.84%
- $415.77
- $96.25
-
- 5 Years
- 4.59%
- $558.49
- 2.09%
- $427.81
- $130.68
-
- 7 Years
- 5.35%
- $601.69
- 2.84%
- $465.07
- $136.61
-
- 10 Years
- 5.60%
- $616.23
- 3.24%
- $485.65
- $130.58
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional like Sarah Bates from Dominion Lending Centres APR.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Sarah is such a mortgage guru! Totally helped in my mortgage quest when I needed some big help with understanding the process. Great job Sarah and thank you so much
Greg, Fernie, BC
“With over 13 years in real estate I’ve dealt with hundreds of mortgage brokers, and none of them come close to Sarah. She’s quick, efficient, and has a drive that’s unmatched.”
Chris Albert, Century 21 Realtor, Castlegar
Sarah is a kind honest person and is genuine. Should I ever need a mortgage broker, which I might… I will surely call on her services.
Debra, Castlegar, BC
Does such a great job at work and in life. Wonderful person.
Graham, Castlegar, BC
This is the angel that got me my house!!! I went through two other mortgage brokers that left me feeling defeated and thinking I’d never be able to get my own house. I’m a single mother on disability. Sarah worked her butt off and basically pulled off a miracle!!! She is THE SWEETEST person ever. She will make you feel comfortable and keep you fully informed and talk you through everything. She is so kind and smart and uplifting and I will be forever grateful for this amazing lady! Sarah was always super quick to respond to me and answer all of my questions. She truly works FOR YOU!
Kristy, Rossland BC
Our calculators will allow you to explore your Mortgage options.
I'm Interested!Current Rates
Current variable mortgage rate is
1.45%
Current prime rate is
2.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 3.04%
- $475.30
- 2.79%
- $462.54
- $12.76
-
- 1 Year
- 2.79%
- $462.54
- 1.84%
- $415.77
- $46.77
-
- 2 Years
- 2.94%
- $470.17
- 1.54%
- $401.59
- $68.59
-
- 3 Years
- 3.49%
- $498.74
- 1.54%
- $401.59
- $97.16
-
- 4 Years
- 3.74%
- $512.02
- 1.84%
- $415.77
- $96.25
-
- 5 Years
- 4.59%
- $558.49
- 2.09%
- $427.81
- $130.68
-
- 7 Years
- 5.35%
- $601.69
- 2.84%
- $465.07
- $136.61
-
- 10 Years
- 5.60%
- $616.23
- 3.24%
- $485.65
- $130.58
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Latest News
3 STEPS TO TAKE YOU FROM PRE-APPROVAL TO GETTING THE KEYS
July 9, 2019
4 HOME IMPROVEMENTS THAT WILL PAY YOU BACK
July 8, 2019
Lenders
Free Mortgage Review
Find out how much your home is worth.
Thanks for contacting us! We will get in touch with you shortly.
Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
Request a Call Back
Let us call you back when it's convenient for you!
Thanks for contacting us! We will get in touch with you shortly.
Keep up to date with the latest mortgage news
Sign up to our newsletter
Thanks for contacting us! We will get in touch with you shortly.
Making homeowner dreams come true
We're here to help you with home purchases, mortgage renewals, refinancing and more.
Thanks for contacting us! We will get in touch with you shortly.